Once you have decided on investing in a property in Cadiz it is advisable to start applying for a foreign mortgage early on, so as to have everything ready in time. The number of foreign buyers in Spain means that there are a wide range of Foreign Mortgages available from local Spanish and International Banks.
Before applying for a foreign mortgage you need to ensure you havce the following documents:
Many international banks now offer special foreign mortgages which are specifically catered to the Spanish housing market and deal with every aspect of translation, lawyers and insurance. Some of the most reputable international banks are the following:
Barclays
www.barclays.co.uk/buyingabroad/
Banco Santander (Also known as Abbey)
www.gruposantander.es/bprivada/binternational.html
Natwest
www.natwestinternational.com/spanish.asp
Lloyds TSB
www.lloydstsb.com/mortgages/spanish_mortgages.asp
Deutsche Bank
www.db.com